It’s always important to insure anything valuable, whether that value is rooted in its monetary worth or personal relevance. Equine insurance should be thought of as a financial safety net that offers peace of mind and stability in the face of anything unexpected occurring. Horse box insurance might not initially seem like a primary focal point on your equine priority list, but it could save you lots of money as well as copious amounts of hassle if the unexpected were to happen.
Insurance can be organised through a number of different specialist insurance companies as a way to financially protect anything you own, whether it’s animal insurance for your horse or protecting something more inert like a horse box. When choosing an equine insurance policy, three of the most important things to include in your policy are the equipment (tack), the horsebox and the horse itself. Protecting your investment is vital, especially when a lot of money is concerned and shielding yourself from expensive risks is a fundamental part of being involved in the world of equestrianism.
Choosing to insure your horse – A wise decision
It is always a good idea to insure any investment and a horse can be insured against anything from vet’s bills and sickness to injury and even death. Insurance against horse theft should also be a top priority as horses can be worth a lot of money, making horse theft extremely tempting to would-be thieves. As well as horse box insurance and a policy that covers the cost of your equipment, horse insurance policies can be tailored to suit the individual needs of you and your horse.
Insuring the cost of “tacking up”
“Tacking up” a horse can be a costly process and you should ensure that you have insurance to cover the cost of this equipment in the event of theft, damage, loss or it being completely destroyed. If you keep your tack in outbuildings, equipment can all too easily be misplaced or stolen, and this type of insurance cover could save you thousands of pounds if the worst were to happen.
Stirrups, saddles, halters, bridles, harnesses, breastplates and martingales are all considered to be forms of tack and insurance can help you to protect the big financial investment that you make not only on your horse, but also on the equipment you need to use as well.
The importance of horse box insurance
Being part of the equine world comes at a fairly high price and as such, it is important that you avoid taking expensive and unnecessary financial risks. Horse box insurance should always be worked into your equestrianism budget as the cost of an insurance policy will be the very least of your expenditures if your horse box gets damaged or stolen.
In the face of adversity, the first line of defence should always be financial security and equine insurance can be a blessing. Don’t go riding without it!